Wyoming has registered one of the lowest credit card delinquency rates in the U.S. at 0.42 percent. It also recorded the biggest over-the-year decline in delinquencies. The national credit card delinquency rate is at its lowest point in 17 years, according to the credit bureau TransUnion. The national rate dropped to 0.6 percent at the end of the second quarter of 2011. It was the sixth consecutive quarter of declines. TransUnion found that between the first and second quarters of 2011, 49 states and the District of Columbia registered declines in the credit card delinquency rate. The one exception was North Dakota. Credit card delinquency rates reflect the percentage of borrowers who are 90 days or more past due on their accounts.
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